DISCLAIMER

GLOBAL MARKETS DEPARTMENT DISCLAIMER

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“CBG” means Consolidated Bank Ghana Limited. CONFLICTS OF INTEREST

CBG IS A FULL SERVICE UNIVERSAL BANK. In the normal course of offering investment banking products and services to clients, CBG may act in several capacities (including issuer, market maker and/or liquidity provider, underwriter, distributor, index sponsor, swap counterparty and calculation agent) simultaneously with respect to a product, giving rise to potential conflicts of interest which may impact the performance of a product.

 

NOT RESEARCH

This communication is from CBG Global Markets Department and is not a product of the CBG Research. Any views expressed may differ from those of CBG Research.

Any views and/or commentary in this communication are of the CBG Global Markets Department from which it originates (the “Author”). This communication has not been produced, reviewed or approved by CBG, and is not subject to any prohibition on dealing ahead of the dissemination of research. Any views expressed herein may not be objective or independent of the interests of the Author, who is an active participant in the markets, investments or strategies referred to in this communication. This communication is not a personal recommendation and do not take into account whether any product or transaction is suitable for any particular investor.

 

CBG POSITIONS

CBG may at any time acquire, hold or dispose of long or short positions (including hedging and trading positions) and trade or otherwise effect transactions for their own account or the account of their customers in the products referred to herein which may impact the performance of a product.

 

FOR INFORMATION ONLY

This Communication is provided for information purposes only and it is subject to change. It is indicative only and is not binding.

 

NO OFFER

CBG is not offering to sell or seeking offers to buy any product or enter into any transaction. Any offer or entry into any transaction requires CBG’ subsequent formal agreement which will be subject to internal approvals and execution of binding transaction documents.

 

NO LIABILITY

Neither CBG nor any of its directors, officers, employees, representatives or agents, accepts any liability whatsoever for any direct, indirect or consequential losses (in contract, tort or otherwise) arising from the use of this communication or its contents or reliance on the information contained herein, except to the extent this would be prohibited by law or regulation.

 

NO ADVICE

CBG is acting solely as principal and not as fiduciary. CBG does not provide, and has

 

not provided, any investment advice or personal recommendation to you in relation to the transaction and/or any related securities described herein and is not responsible for providing or arranging for the provision of any general financial, strategic or specialist advice, including legal, regulatory, accounting, model auditing or taxation advice or services or any other services in relation to the transaction and/or any related securities described herein. Accordingly CBG is under no obligation to, and shall not, determine the suitability for you of the transaction described herein. You must determine, on your own behalf or through independent professional advice, the merits, terms, conditions and risks of the transaction described herein.

 

THIRD PARTY INFORMATION

CBG is not responsible for information stated to be obtained or derived from third party sources or statistical services.

 

PAST & SIMULATED

Any past or simulated past performance including back-testing, modelling or scenario analysis contained herein is no indication as to future performance.

No representation is made as to the accuracy of the assumptions made within, or completeness of, any modeling, scenario analysis or back-testing.

 

OPINIONS SUBJECT TO CHANGE

All opinions and estimates are given as of the date hereof and are subject to change. The value of any investment may also fluctuate as a result of market changes. CBG is not obliged to inform the recipients of this communication of any change to such opinions or estimates.

 

NOT FOR RETAIL

This communication is being directed at persons who are professionals and is not intended for retail customer use.

 

CONFIDENTIAL

This communication is confidential and is for the benefit and internal use of the recipient for the purpose of considering the securities/transaction described herein, and no part of it may be reproduced, distributed or transmitted without the prior written permission of CBG.

 

 

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