PERSONAL

DEPOSIT ACCOUNTS

    • CLASSIC CURRENT ACCOUNT

    Our Classic Current Account offers you full control and access to your funds whenever you need it, wherever you are. Available in GH¢, USD, GBP & EUR.

     

    Benefits:

    • Cheque Book
    • ATM Debit Card (Local and Mastercard)
    • Access to E-Xperience Bundles *
    • Access to Credit Facilities (Terms and Conditions Apply)

     

    Features:

    • A minimum opening balance of  50.00 units(Gh¢; USD; GBP; EUR)
    • A monthly maintenance fee is charged( Refer to tariff guide)

     

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    • B.O.G.A ACCOUNT

    Specially designed to serve the banking needs of Ghanaians living abroad, giving them control of their funds from their home away from home.

     

    Benefits:

    • ATM debit card (Local and MasterCard)
    • Access to E-Xperience bundles
    • Dedicated relationship manager
    • Option to add foreign exchange B.O.G.A account to your cedi B.O.G.A account

     

    Features:

     

    • A minimum opening balance of GH¢ 100.00 (or 100 units for optional additional foreign exchange account).
    • You must keep a minimum balance of GH¢50.00 (or 50 units for optional additional foreign exchange account) at all times.

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    • CLASSIC SAVINGS ACCOUNT

    Offers you the best way to put away some money for a rainy day. We offer you competitive interest rates on your account

     

    Benefits:

    • Competitive Interest Rates (Refer To Tariff Guide)
    • ATM Debit Card (Local And Mastercard)
    • Access to E-Xperience Bundles
    • No Monthly Maintenance Fees

     

    Features:

     

    • A minimum opening balance of  Gh¢50.00.
    • You can keep a minimum balance of Gh¢20.00 at all times.

     

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    • 1ST ACCOUNT

    Nurture your children to be financially literate as you grow your investments for their future. The 1st Account offers you competitive interest rates on your savings for your children. This account is held in trust for your wards below the age of 18 years.

     

    Benefits:

    • Competitive Interest Rate (Refer To Tariff Guide)
    • Access to E-Xperience Bundles
    • Insurance Package
    • No Monthly Maintenance Fees

     

    Features:

    • A minimum opening and interest earning balance of Gh¢200.00.
    • You can keep a minimum balance of Gh¢200.00 in your account at all times to encourage a savings culture.
    • We allow one withdrawal per quarter

     

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    • YOLO ACCOUNT

    "You Only Live Once" so start building your financial future now. As our tertiary institutions give our future leaders the tools to live independent and responsible lives the YOLO Account helps them begin the journey to financial independence. This account is strictly for students in accredited tertiary institutions.

     

    Benefits:

    • Competitive Interest Rate (Refer To Tariff Guide)
    • ATM Debit Card
    • Access to E-Xperience Bundles
    • No Monthly Maintenance Fees

     

    Features:

    • A minimum opening of Gh¢20.00.
    • Minimum operating balance Gh¢10.00
    • You can earn competitive interest rates on a minimum balance of Gh¢100.00

     

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    • "MANE ME" ACCOUNT

    Receiving international remittances? This is the right account for you. The "Mane Me' account is an individual savings account that is opened with funds from remittances. This product gives the opportunity to individuals to receive the remittance money directly into their account and save part or all of the money received from remittance, and at the same time enjoy some interest on the account. Withdrawals from the 'Mane Me' account may be via any of the existing channels e.g. Mobile Money, ATM.

     

    Benefits:

    • Competitive Interest Rate (Refer To Tariff Guide)
    • ATM Debit Card (Local And Mastercard)
    • Access to E-Xperience Bundles
    • No Monthly Maintenance Fees

     

    Features:

    • A minimum opening and interest earning balance of GH¢20.00
    • You must keep a minimum of GH¢10.00 in your account at all times

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    • CLASSIC PLUS ACCOUNT (C-PLUS)

    Get the best of both worlds with the Classic Plus Account (C-Plus). Feel the freedom of using your cheque book and earning interest all with just one account.

     

    Benefits:

    • Competitive Interest Rates (Refer To Tariff Guide)
    • Cheque Book
    • ATM Debit Card (Local and Mastercard)
    • Access to E-Xperience Bundles

     

    Features:

    • You must keep a minimum of GH¢200.00 in your account at all times
    • Four (4) free withdrawals per month (a charge on all extra withdrawals- refer to tariff guide)

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    • CHROME INVESTMENT ACCOUNT

    Are you looking to go back to school, get married or just start a business soon? Why not start saving towards your dreams and aspirations now! The Chrome Investment Account is there just for that. With competitive interest rates, you can put away as little as GH¢50.00  a month towards your short to medium term (minimum 1 year) goals and watch it grow.

     

    Benefits:

    • Credit Interest Rate of (P.A.): 91-Day T-bill Rate Minus 5

     

    Features:

    • A minimum opening balance of GH¢200.00
    • You must keep a minimum of GH¢500.00 in your account at all times
    • A minimum monthly contribution of GH¢50.00
    • Interest for the quarter to be forfeited where more than one withdrawal per quarter is made.
    • Maximum withdrawal: up to 30% of excess of the minimum balance.
    • A minimum investment period of 12 months

     

     

     

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    • PLATINUM INVESTMENT ACCOUNT

    Are you looking to go back to school, get married or just start a business in the not too distant future? Why not start saving towards your dreams and aspirations now! The Platinum Investment Account is there just for that. With competitive interest rates, you can put away as little as GH¢50.00 every month towards your long term goals (minimum 2 years) and watch it grow.

     

    Benefits:

    • Credit Interest Rate of (P.A.): 91-Day T-Bill Rate Minus 2

     

    Features:

    A minimum opening balance of GH¢100.00;

     

    • You must keep a minimum of GH¢200.00 in your account at all times
    • Minimum monthly contribution: GH¢50.00
    • We only allow one withdrawal per quarter after twelve months of account opening to help you achieve your goal
    • Interest for the quarter to be forfeited where more than one withdrawal per quarter is made
    • Maximum withdrawal: up to 30% of excess of the minimum balance.
    • A minimum investment period of 24 months

     

     

     

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CREDIT FACILITIES

    • PERSA LOANS (PERSONAL SALARY LOANS)

    PERSA Loans offer individual salary workers who receive their salaries in their CBG Current Account easy and convenient access to financing for their urgent needs

     

    Benefits:

    Competitive Interest Rates

    No Fees or Charges for Early Pay off

    Fast and Easy Access to Loans for Qualifying Applications

     

    Features:

    • Monthly repayment amounts of up to 45% of your monthly take home salary
    • Up to 48 months repayment period
    • You have access to loans up to GHS 250,000.00 (terms and conditions apply)

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    • DREAMLIFE (CONSUMER ASSET FINANCE)

    Don't just dream it…Live it! With DreamLife you can pick up what you need from any of our partner vendors at the displayed showroom price and pay over 12 months. There are no additional charges and no interest! Strictly for customers who receive their salaries through a CBG current account.

     

    Benefits:

    • 0% Interest
    • No Fees or Charges for Early Pay off
    • Fast and Easy Access to Loans for Qualifying Applications

     

    Features:

    • Monthly repayment amounts of up to 45% of your monthly take home salary
    • Up to 12 months repayment period
    • You have access to loans up to GHS 100,000.00 (terms and conditions apply)

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    • CORPORATE EMPLOYEE SCHEME LOANS

    The Corporate Scheme Loan is an arrangement that offers group loans to employees of reputable organisations to finance your dreams.

     

    Benefits:

    • Competitive Interest Rates for Personal Loans
    • 0% Interest for Dreamlife Loans
    • No Fees or Charges For Early Pay Off
    • Fast And Easy Access To Loans For Qualifying Applications

     

    Features:

    • Monthly repayment amounts of up to 45% of your monthly take home salary
    • Up to 48 months repayment period for personal loans
    • Up to 12 months repayment period for DREAMLIFE loans
    • You have access to loans up to GHS 250,000.00 for personal loans (terms and conditions apply)
    • You have access to loans up to GHS 100,000.00 for DREAMLIFE loans (terms and conditions apply)

     

     

     

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    • CASH-BACKED FACILITIES

    Secure your loan with cash or near cash investments with CBG. Credit facilities available under this product are Term loans and overdrafts for individuals.

     

    Benefits:

    • Competitive Interest Rates
    • No Fees or Charges for Early Pay off
    • Fast and Easy Access to Loans for Qualifying Applications

     

    Features:

    Products cover only cash or near cash as security

    With flexible terms of payments

    Tenor: maximum 48 for term loan and 12 months for overdraft

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© Copyright Consolidated Bank Ghana 2019  All Rights Reserved.

© Copyright Consolidated Bank Ghana 2019  All Rights Reserved.