• • CLASSIC CURRENT ACCOUNT

  Our Classic Current Account offers you full control and access to your funds whenever you need it, wherever you are. Available in GH¢, USD, GBP & EUR.

   

  Benefits:

  • Cheque Book
  • ATM Debit Card (Local And Mastercard)  *
  • Free E-Xperience Bundles
  • Access to Credit Facilities (Terms and Conditions Apply)

   

  Features:

  • A minimum opening balance of  50.00 units(Gh¢; USD; GBP; EUR)
  • A monthly bundle fee is charged( Refer to tariff guide)

   

  Requirements:

  • Fully completed account opening form.
  • Proof of identification (Ghana Card)
  • Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
  • Ghana Post GPS address
  • A recent passport size photo
  • Tax Identification Number (TIN)
  • Requisite permit is required for foreign nationals

   

  *Cards not issued on Foreign Exchange and Foreign Currency accounts

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• • FLEX CURRENT (CLASSIC AND GOLD)

  Banking should be simple and fast. The Flex Current Account gives you this and much more. With expedited services in our banking halls and free E-Xperience bundles and  insurance packages among others this account gives all the flexibility you need to focus on everything else that is important to you.

   

  Benefits:

  • Expedited Services
  • 1st Cheque Book Free
  • Free ATM Debit Card (MasterCard)
  • Free E-Xperience Bundles
  • Embedded Insurance Packages
  • Access to Credit Facilities (Terms and Conditions Apply)

   

  Features:

  • A minimum opening balance of GH¢200.00
  • Monthly bundle fees charged (Refer to Tariff Guide)

   

  Requirements:

  • Fully completed account opening form.
  • Proof of identification (Ghana Card)
  • Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
  • Ghana Post GPS address
  • A recent passport size photo
  • Tax Identification Number (TIN)
  • Requisite permit is required for foreign nationals

   

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• • PRIORITY CURRENT

  Enjoy priority services, exclusive lifestyle benefits and great insurance packages for you and your family with our flexible transaction account.

   

  Benefits:

  • Priority Treatment at All CBG Branches
  • Access to CBG Private Lounges
  • Lifestyle Privileges
  • Expedited Services
  • 1 Free Customized Cheque Book Per Year
  • Free ATM Debit Card (Local and MasterCard) *
  • Free E-Xperience Bundles
  • Embedded Insurance Packages
  • Dedicated Relationship Manager
  • Access to Credit Facilities (Terms and Conditions Apply)

   

  Features:

  • A minimum opening balance of 1,000.00 units (GH¢; USD; GBP; EUR)
  • A monthly bundle fee is charged (Refer to Tariff Guide)

   

  Requirements:

  • Fully completed account opening form.
  • Proof of identification (Ghana Card)
  • Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
  • Ghana Post GPS address
  • A recent passport size photo
  • Tax Identification Number (TIN)
  • Requisite permit is required for foreign nationals

   

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• • CLASSIC SAVINGS ACCOUNT

  Offers you the best way to put away some money for a rainy day. We offer you competitive interest rates on your account

   

  Benefits:

  • Competitive Interest Rates (Refer To Tariff Guide)
  • ATM Debit Card (Local And Mastercard)
  • Access to E-Xperience Bundles
  • No Monthly Maintenance Fees

   

  Features:

   

  • A minimum opening balance of  Gh¢50.00.
  • You can keep a minimum balance of Gh¢20.00 at all times.

   

  Requirements:

  • Fully completed account opening form.
  • Proof of identification (Ghana Card)
  • Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
  • Ghana Post GPS address
  • A recent passport size photo
  • Tax Identification Number (TIN)
  • Requisite permit is required for foreign nationals

   

   

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• • 1ST ACCOUNT

  Nurture your children to be financially literate as you grow your investments for their future. The 1st Account offers you competitive interest rates on your savings for your children. This account is held in trust for your wards below the age of 18 years.

   

  Benefits:

  • Competitive Interest Rate (Refer To Tariff Guide)
  • Access to E-Xperience Bundles
  • Free Insurance Package
  • No Monthly Maintenance Fees

   

  Features:

  • A minimum opening and interest earning balance of Gh¢200.00.
  • You can keep a minimum balance of Gh¢200.00 in your account at all times to encourage a savings culture.
  • To encourage a savings culture we allow one withdrawal per quarter

   

  Requirements:

  • Fully completed account opening form.
  • Proof of identification (Ghana Card)
  • Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
  • Ghana Post GPS address
  • A recent passport size photo
  • Tax Identification Number (TIN)
  • Requisite permit is required for foreign nationals

   

   

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• • YOLO ACCOUNT

  "You Only Live Once" so start building your financial future now. As our tertiary institutions give our future leaders the tools to live independent and responsible lives the YOLO Account helps them begin the journey to financial independence. This account is strictly for students in accredited tertiary institutions.

   

  Benefits:

  • Competitive Interest Rate (Refer to Tariff Guide)
  • ATM Debit Card (Local and MasterCard)
  • Access to E-Xperience Bundles
  • No Monthly Maintenance Fees

   

  Features:

  • A minimum opening of Gh¢20.00.
  • Minimum operating balance Gh¢10.00

   

  Requirements:

  • Fully completed account opening forms.
  • Students’ identity card
  • An introduction letter from the Head of Institution/ Representative or Admission Letter not more than 1 year from issue date)
  • Passport (foreign students and Ghanaians studying abroad)
  • Requisite permit is required for foreign nationals
  • Ghana Card

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• • FLEX PLUS ACCOUNT (F-PLUS)

  Get the best of both worlds with the Flex Plus Account (F-Plus). Feel the freedom of using your cheque book and earning interest all with just one account

   

  Benefits:

  • Competitive Interest Rate (Refer to Tariff Guide)
  • ATM Debit Card (Local and Mastercard)
  • Access to E-Xperience Bundles
  • Cheque Book

   

  Features:

  • A minimum opening balance of GH¢200.00
  • You must keep a minimum of GH¢100.00 in your account at all times
  • Unlimited withdrawals.
  • Flat Monthly Service Fee applies  - (Please refer to tariff guide)

   

  Requirements:

  • Fully completed account opening form.
  • Proof of identification (Ghana Card)
  • Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
  • Ghana Post GPS address
  • A recent passport size photo
  • Tax Identification Number (TIN)
  • Requisite permit is required for foreign nationals

   

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• • PLATINUM INVESTMENT ACCOUNT

  Are you looking to go back to school, get married or just start a business in the not too distant future? Why not start saving towards your dreams and aspirations now! The Platinum Investment Account is there just for that. With competitive interest rates, you can put away as little as GH¢50.00 every month towards your long term goals (minimum 2 years) and watch it grow.

   

  Benefits:

  • Credit Interest Rate of (P.A.): 91-Day T-Bill Rate Minus 3

   

  Features:

  • A minimum opening balance of GH¢200.00;
  • You must keep a minimum of GH¢200.00 in your account at all times
  • Minimum monthly contribution: GH¢50.00
  • Interest for the quarter to be forfeited where more than one withdrawal per quarter is made
  • Maximum withdrawal: up to 30% of excess of the minimum balance.
  • A minimum investment period of 12 months

   

  Requirements:

  • Fully completed account opening form.
  • Proof of identification (Ghana Card)
  • Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
  • Ghana Post GPS address
  • A recent passport size photo
  • Tax Identification Number (TIN)
  • Requisite permit is required for foreign nationals

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CREDIT FACILITIES

• • DREAMLIFE (CONSUMER ASSET FINANCE)

  Don't just dream it…Live it! With DreamLife you can pick up what you need from any of our partner vendors at the displayed showroom price and pay over 12 months. There are no additional charges and no interest! Strictly for customers who receive their salaries through a CBG current account.

   

  Benefits:

  • 0% Interest
  • No Fees or Charges for Early Pay off
  • Fast and Easy Access to Loans for Qualifying Applications

   

  Features:

  • Monthly repayment amounts of up to 45% of your monthly take home salary
  • Up to 12 months repayment period
  • You have access to loans up to GHS 100,000.00 (terms and conditions apply)

   

  Requirements:

  • Fully completed Loan application form.
  • A nationally accepted identification card (Ghana Card)
  • Passport size picture
  • Proof of income (last 3 months pay slips)
  • Proof of employment (Letter of undertaking from employer)
  • 3 months’ salary credits on CBG bank statement
  • 6 months statement from previous bank (for applicants who want to apply after receiving the 1st salary payment into their CBG salary account)
  • Invoice from Vendor

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• • PERSA LOANS (PERSONAL SALARY LOANS)

  PERSA Loans offer individual salary workers who receive their salaries in their CBG Current Account easy and convenient access to financing for their urgent needs

   

  Benefits:

  • Competitive Interest Rates
  • No Fees or Charges for Early Pay off
  • Fast and Easy Access to Loans for Qualifying Applications

   

  Features:

  • Monthly repayment amounts of up to 45% of your monthly take home salary
  • Up to 48 months repayment period
  • You have access to loans up to GHS 250,000.00 (terms and conditions apply)

   

  Requirements:

  • Fully completed Loan application form.
  • A nationally accepted identification card (Ghana Card)
  • Passport size picture
  • Proof of income (last 3 months pay slips)
  • Proof of employment (Letter of undertaking from employer)
  • 3 months’ salary credits on CBG bank statement
  • 6 months statement from previous bank (for applicants who want to apply after receiving the 1st salary payment into their CBG salary account)

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• • CORPORATE EMPLOYEE SCHEME LOANS

  The Corporate Scheme Loan is an arrangement that offers group loans to employees of reputable organisations to finance your dreams.

   

  Benefits:

  • Competitive Interest Rates for Personal Loans
  • 0% Interest for Dreamlife Loans
  • No Fees or Charges For Early Pay Off
  • Fast And Easy Access To Loans For Qualifying Applications

   

  Features:

  • Monthly repayment amounts of up to 45% of your monthly take home salary
  • Up to 48 months repayment period for personal loans
  • Up to 12 months repayment period for DREAMLIFE loans
  • You have access to loans up to GHS 250,000.00 for personal loans (terms and conditions apply)
  • You have access to loans up to GHS 100,000.00 for DREAMLIFE loans (terms and conditions apply)

   

  Requirements:

  • Fully completed Loan application form.
  • A nationally accepted identification card (Ghana Card)
  • Passport size picture
  • Proof of income (last 3 months pay slips)
  • Fully completed company profiling
  • Fully completed agreement document between the Bank and employer

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• • CASH-BACKED FACILITIES

  Secure your loan with cash or near cash investments with CBG. Credit facilities available under this product are Term loans and overdrafts for individuals.

   

  Benefits:

  • Competitive Interest Rates
  • No Fees or Charges for Early Pay off
  • Fast and Easy Access to Loans for Qualifying Applications

   

  Features:

  • Products cover only cash or near cash as security
  • With flexible terms of payments
  • Tenor: maximum 48 for term loan and 12 months for overdraft

   

  Requirements:

  • Fully completed loan application form
  • Successful performance of customer due diligence (verification of the source of the funds etc.).
  • Verification of identity, proof of residence, and other personal identification on the customer
  • Lien Letter, with a right of set off.
  • Signed accepted facility letter

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