SME Smart Loan

Give your business a boost with our collateral-free term loan for small and medium-scale enterprises.

We offer you:

• Access to loans up to GHS 200,000.00.

• Quick and hassle-free loans with no collateral/security requirements.

• Monthly loan repayment schedules up to 12 months.

• Collection services on our Sika Collect Platform to save you the trouble of visiting the branch to make payments.

• Cashflow lending - No financial statements required.