Agency Banking
Find an Authorized Sika Agent Near You
Locate authorized agents across Ghana by region, location, GPS address or agent name and access convenient banking services near you.
Bringing Banking Closer to Your Community
Agency Banking allows customers to access essential banking services through trusted third-party merchants and agents, reducing travel time and expanding financial access across Ghana.
Become an Agent
Services Available at Our Agents
Convenient banking services delivered securely in your neighborhood.
Cash Deposit
Deposit cash directly into your account.
Cash Withdrawal
Withdraw funds without visiting a branch.
Interbank Transfer
Transfer funds across banks conveniently.
Digital Account Opening
Open an account digitally at agent locations.
Bill Payments
Pay utilities and other bills conveniently.
Why Choose Agency Banking?
- Trusted and authorized third-party agents
- Extended service hours beyond branch timing
- Secure and real-time transactions
- Reduced travel and transport costs
- Improved rural and peri-urban financial inclusion
- Bank supervision and regulatory oversight
- Access to Sika Save Account for local communities
Empowering Communities
Agency Banking bridges the gap between financial institutions and underserved communities, promoting economic participation and convenient access to essential banking services across Ghana.
Requirements
What you need to get started.
For Agents
- Legally registered business
- Active business account with the Bank
- Suitable business location
- Compliance with regulatory requirements
- Maintain minimum float balance
For Customers
- Valid account with the Bank
- Recognized identification, such as the Ghana Card
- Compliance with applicable transaction requirements
- Compliance with transaction limits