The Supreme HomeCall Plus provides financial support towards funeral expenses, helping customers prepare for the financial impact associated with the loss of loved ones of the account holder.

Target Group:

CBG Customers

Benefits:

• The policy has a 15-year policy term for clients below age 50years (Age Next Birth (ANB)) and between 10 to 14 years for clients 51 to 55 years (ANB) respectively.

• This product covers death, hospicash, and personal accident for a main assured (policyholder) and death only for a spouse, four (4) children, parents, parents-in-law and a selected extended family member. The hospicash and personal accident are optional riders.

• Only one spouse per policyholder is permitted to be covered.

• Policyholders will pay premiums from inception of the policy until the end of the selected term and thereafter, free cover is activated until death of all assureds or until the main assured would have turned 100 years.

• The minimum and maximum entry age for children are 1 and 23 years (age next birthday) respectively. Child cover expires after age 24 years and no benefits will be paid on children above 24 years.

• The minimum and maximum entry age for parents, parents-in-law and extended family members are 18 and 80 years (age next birthday) respectively.

• There is a waiting period of one hundred and eighty (180) days for all members covered under this policy.

• There is no lapse in this policy if premium is not paid on or before its due date.

• A cash bonus of 25% of the third-year annual premium will be payable to the policyholder if no claim is made over a 3-year period. This payment will only be made if all premiums were received during that 3-year period. A cash bonus will be payable, every 3 years, until the end of selected policy term.

• The policy has variant death benefit levels ranging from GHC5,000.00 to GHC100,000.00 for all assureds (except children) with an incremental of GHC5,000.00.  

• The child death benefits range between GHC1,500.00 to GHC6,000, increasing in 1,500 intervals.

• The benefit level for other assured must not exceed the benefit chosen for the policyholder.

• After the death of the principal assured, the policy will continue to be in force for the other assureds until the selected period, as there is an attached compulsory waiver of premium option at policy outset. Benefit increments cease at the year in which the main principal assured passes. 

• There is also an optional personal accident rider benefit for only principal assureds which ends when he/she attains the age of 60 years. This option has four (4) benefit levels i.e. GHC5,000, GHC10,000, GHC15,000, and GHC20,000.
  

Visit any CBG branch nationwide to access StarLife Bancassurance Life insurance solutions and find the right cover for you and your loved ones.

Underwritten By

StarLife Assurance Company Limited